Navigating dental insurance can be challenging, especially when it comes to orthodontic treatment. At Aronson Orthodontics our goal is to provide you with the information and support you need to maximize your benefits and make your journey to a beautiful smile as stress-free as possible.
Here are a few helpful things to know about dental insurance and orthodontics:
Applying Insurance to Orthodontic Treatment
Maximizing Your Coverage
Depending on the specifics of your plan, your insurance may cover a portion of your braces or aligner treatment, making your orthodontic care more accessible and affordable.
Initial Consultation and Insurance Estimates
During your free consultation, we'll provide a comprehensive assessment of your orthodontic needs and an estimate of your insurance coverage. We'll handle the complicated part for you, verifying your benefits and providing detailed information on how much of your treatment will be covered by your plan.
Filing Claims and Managing Payments
Our team will file your insurance claims, making it easy for you to take advantage of your benefits. We'll manage the paperwork and ensure that your claims are processed correctly, so you can focus on your treatment without worrying about the administrative details.
Key Aspects of Dental Insurance for Orthodontics
Coverage for Orthodontic Treatment
Not all dental insurance plans cover orthodontic treatment, but many do. Plans that offer coverage typically include benefits for braces, clear aligners, and other orthodontic appliances. The extent of coverage can vary, so it's essential to review your plan carefully.
Lifetime Maximums
Most dental insurance plans have a lifetime maximum for orthodontic benefits. This means there is a cap on the total amount the insurance will pay for orthodontic treatment over the policyholder's lifetime. Knowing your plan's lifetime maximum can help you plan your treatment effectively.
Waiting Periods
Some dental insurance plans include a waiting period before orthodontic coverage begins. This period can range from several months to a year. Understanding the waiting period is crucial, especially if you or your child need immediate orthodontic care.
In-Network vs. Out-of-Network Providers
Choosing an in-network orthodontist can result in lower out-of-pocket costs compared to selecting an out-of-network provider. Aronson Orthodontics participates with a wide range of insurances, including but not limited to:
- Aetna-Assurant Dental Health Alliance (DHA)
- Ameritas
- Anthem Federal
- Blue Cross (BCBS FEP Dental GRID/Dentamax)
- Cigna (DPPO, Radius Fee, Enhanced)
- Conneticare
- DeCare
- Delta Dental PPO or PPO Plus Premier
- Delta Dental Premier
- Dental Wellness Partners
- Guardian (Dental Guard Preferred, Preferred Select, Local 710)
- Humana
- Lincoln Financial
- Maverest Dental Network
- Medadvantage
- Metlife (PDP, PDP+, FED VIP)
- Mutual of Omaha (Mutually Preferred/Dentamax)
- Principle Discount Dental Plan
- Principle Life Insurance Co.
- Sunlife (DHA)
- United Concordia
- United Healthcare PPO
- UNUM (DENTAMAX, Colonial Life, ALWAYS CARE Benefits, Starmount, Paul Revere (NY only), Provident Life (NY only)
- Wellpoint
- Zelis Dental Network
Maintaining Insurance Coverage
It's important to maintain your dental insurance coverage for the duration of your treatment and potentially a bit beyond. This is due to the payment schedules that some insurance companies follow. This is to ensure that your benefits continue without interruption and that all claims are processed smoothly.
Why Choose Aronson Orthodontics?
At Aronson Orthodontics we prioritize patient care and convenience. Here are a few reasons to choose us for your orthodontic treatment:
- Board Certification: Dr. Aronson is the leading board-certified orthodontist in the area, bringing exceptional, expert care to patients in and around Southbury, Waterbury, Middlebury, Oxford, Newtown, Naugatuck, Watertown, Woodbury, Prospect, and Wolcott.
- Personalized Care: Every patient receives a customized treatment plan designed to meet their unique needs.
- Continuity of Care: Dr. Aronson personally plans and oversees all treatment, ensuring continuity of care for an efficient and enjoyable orthodontic experience for all our patients.
Local, Privately-Owned Practice: Aronson Orthodontics is a family-owned office where we treat everyone as we wish to be treated. We are proud of this distinction, particularly in an age of increasing corporate ownership in healthcare. At Aronson Orthodontics we are free to make treatment decisions without external influence, and keep our patients’ best interest as our top priority.
Schedule Your Free Consultation
If you're considering orthodontic treatment, schedule a free consultation with Dr. Ross Aronson today. We will be happy to help you navigate your insurance benefits, provide you with detailed coverage estimates, and do everything in our power to facilitate a smooth and successful treatment experience.
